Brian Stanley (Laois, Sinn Fein)
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I ask Mr. Divilly to give a brief explanation of that.

Could he also comment on the basic payments account and how he sees it working, given his commercial background? It is one of the things in the Kerr report that is noted as a major plank of trying to build a sustainable network. Also, in terms of the changes to the company overall, Mr. Divilly mentioned that we cannot proceed on the same basis. What further changes does he see in terms of An Post and its subsidiaries?