Colm Brophy (Dublin South West, Fine Gael)
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That still does not address fundamentally what I believe is the problem. Mr. O'Kelly spoke about 1,000 homes when in fact we are talking about solutions in the tens of thousands. That is the key problem. The agencies are not willing to go anywhere close to the level required as a solution. It is not just the point the witness has outlined about borrowing and incurring debt or whatever. It is that they just do not want to get to that size. I do not think that solution, therefore, is in any way for them the one which solves the problem.