Mr. David Hall:

I will deal with the last point made by Deputy Seán Canney, which was made by Deputy Coppinger as well. The Central Bank's quarterly report gives details of how many properties it takes possession of or sells on each quarter. Every single quarter since 2009, the figures have shown that there are 1,000 properties available that are being held by the banks. In response to Deputy Canney's question, I would 100% agree that there is nothing surer in the world than that the system has preferred the banks and has preferred the increase in property prices. It has undoubtedly been an intended project. Why else, in a housing crisis where mortgage brokers are looking for properties on behalf of customers, would one intentionally hold, every quarter, 1,000 properties that one has on the books? Why would one do it?