Pat Deering (Carlow-Kilkenny, Fine Gael)
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If coming from the beef sector or the suckler sector, farmers will have significant collateral to bring with them. Farmers coming from the tillage sector are in a totally different situation. They have no stock and they have a totally different attitude. They are moving from a seasonal situation to a 24/7 situation. What is the experience of the banks in that regard? The question applies to all the banks.