Pearse Doherty (Donegal South West, Sinn Fein)
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I believe that the credit union movement has made a very strong argument in regard to the risk profile of its institutions and the fact that they are individual entities with their own boards etc. I would be interested to hear the Minister's or the Department's view on the adequacies or inadequacies of the level of the other funds available to the credit unions and whether, if those institutions are allowed to make a lower contribution, this would create any risk in the future. Although no final decision has been made will the Minister clarify whether he is leaning towards the arguments made by the credit union movement; that it is a lower risk sector which should benefit from a lower contribution?