Mr. John McKeon:

I do not have the chapter and verse on this but Mr. Egan might be able to comment. I think it relates primarily to the underlying level of PRSI paid while self-employed. An employee pays PRSI at a higher rate than a self-employed person and has access to additional services as a consequence. In that sense, he gets credit. Self-employed people do not. Does Mr. Egan wish to comment on that?