Ms Clare McGrath:

When we look at the benefit, what we are talking about are the benefits of the scheme. In the matter of insurance, to which the Senator refers, we have engaged with the insurance industry, but it is a separate market.

We would be looking to ensure that in the schemes where we have undertaken works, the insurance industry would consider them when engaging with individual householders or determining their premiums. We have provided it with the information and are engaging with it. My colleague, Mr. Tony Smyth, might come in on this. I think we are waiting on responses from it in certain areas. That is the position.

I will not go into a policy area but I expect those agencies of State which have responsibility for this sector would be looking to ensure that the information we are providing in relation to flood relief is impacting on how they are treating it. It is not something with which we would have direct responsibility but we would expect there would be engagement.