Joe Higgins (Dublin West, Socialist Party)
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Okay. And, Mr. Gallagher, can we fast forward then the night of the guarantee in September 2008? And the evidence from the senior bank executives, who were in and out of meetings in Government Buildings, is that they brought a draft guarantee on the night. And Mr. Gleeson's evidence is, to quote, "we furnished our draft guarantee [...] to the Government at [a] very early session." And Mr. Cardiff, who was a senior executive in the Department of Finance, recalls working on a draft guarantee. Can you throw any light on that?