Michael McGrath (Cork South Central, Fianna Fail)
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Thanks, Chair. Mr. Corrigan, a number of differences have emerged between the NTMA's position on some issues and the Department's and Senator O'Keeffe went through some of those there - the nationalisation of Anglo, your view that AIB would need more capital than Bank of Ireland, the issue of placing deposits in the banks. So can I ask: do you believe that the NTMA was sufficiently listened to by the Department on all of these issues? Did the NTMA provide their written rationale to the Minister? And was it common or normal practice for the advice of the NTMA on some issues not to be reflected in the actual decision?