John McGuinness (Carlow-Kilkenny, Fianna Fail)
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The first point made in the memorandum of understanding is that the third party should release all corporate and personal guarantees as security of borrowers and related parties. Out of curiosity I would have been inclined to look at who would benefit. I understand it was the borrowers, in the first instance, but was there any other reason? I may just be suspicious that this would have been the case because everyone was being released from their obligations. Was it put forward for any other reason and did NAMA examine why it was being suggested? Was it just an honest effort to free everyone or were there individuals who might benefit and would have been well placed insiders, as they are often described?