Mr. Brian Cowen:

He wasn't, he wasn't, he wasn't, he wasn't on any payroll. But, you know, he's a member of the Central Bank who has experience and expertise or has, you know, an economic expertise in this whole area, and he's letting the Department know his views. Now you can take them, you leave them, you can do as you wish with them. He's setting out, as I see it, to Kevin Cardiff, "Here's some views. You were in talking to us and the Central Bank about this, that and the other, about where things are at. Here's my views on it." And there's nothing prescriptive about it. He's giving his view as to what the pros and cons are, what you'd want to watch out for if you do this, that or the other. And that's simply a ... that's a conscientious-----