Mr. Brian Cowen:

No, he certainly ... I don't want that to be ... That was very late in the night and Minister Lenihan was ... had a long day the next day, and I suggested to him in his own interest ... we had practically completed everything at that stage, so I mean ... you know, he was going to be up even sooner than I the next morning so I don't want that to be taken in any wrong sense at all. He'd have stayed up all night if he had to, there was no problem.

In relation to the question of ... sorry, you were asking the question about? Oh yes, when we came back into the room. When we came back in ... actually we decided then to call in the bankers. They were around at this stage; they were in the building. And they were asked in and they gave their views. And we listened to what they had to say and we discussed what they had to say when they left. And then we brought them back in again, subsequently, about this question of how ... would they be prepared to provide liquidity support, help, to Anglo if it was a case that what we were suggesting didn't work. All of this was being discussed. And at the end of the day, when we discussed it all out, again, you know, we had to come to a decision. I mean, people were saying to me, "Look, if we're going to nationalise, we'd need to be making a decision by now." We had certain things to do, if were going to do something else, you know ... so people were saying at this point, "We better come to a decision." And I ... so it wasn't for the absence of discussion and trying to work out the best thing to do that we arrived at that point. So, I said, "Okay, look, based on everything we've heard, based on the need to ... we've only one go at this, that an intermediate step may not be enough, that we have the strong view of the Governor of the Central Bank, strong view of the regulatory authorities, we're interfacing with them on an ongoing basis. Will we go with the guarantee ... the temporary guarantee, rather than nationalisation, i.e., permanent guarantee plus temporary guarantee?"