Mr. Brian Cowen:

No, we weren't. The crisis that triggered, the crisis that triggered was triggered in September. It was a totally different problem in September. From the previous August, right up to, for nearly 12 months we were , we were managing the situation, it wasn't ... I'm not saying there was no problems but you're managing it. There's liquidity issues there, you're not ignoring it, you're getting contingencies ready, you're saying if something goes wrong here we're ... we have things in place. I'm not saying there isn't ... you know, so crisis is something, you know, I don't use it easily. A crisis is when your, when your State ... you're told that unless you do something big, something's going to happen.