Joe Higgins (Dublin West, Socialist Party)
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The point that was made by Mr. Cowen is that the light-touch regulation was introduced to the Irish banks to facilitate the IFSC. But I wish to just develop the point a little bit. Your Taoiseach, former Taoiseach, in 2004 Mr. Bertie Ahern, in a foreword to "Regulating Better" from his Department, said the following, and I'll read one or two quotes, and the question I want to put to you after is, is it-----