Mr. Brian Cowen:

Well I have the ... first of all, it is true. The chairman would ring ... the chairman would make arrangements to see me if he wished to see me. I always met him at his request. There were three meetings, as you say, around six months each, over the period of his chairmanship. He was bringing issues to my attention, Deputy. He was telling me what this authority that had the strategy power, what its problems were, what its issues were. He decided what the agenda was. I wasn't telling him, "Don't talk to me about this. Don't talk to me about that." He'd have talked to me about anything. And he came down and talked to me about various things. Yes, there was issues about credit unions because there was a very strong consumer protection issue there. There was also issues, and I have the table of content-----