Ciarán Lynch (Cork South Central, Labour)
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I'm going to move on Deputy ... or Mr. Cowen. I just want to stay with the ... just the theme, the general theme there Deputy McGrath was actually with you on, and that's something to do with CBFSAI and how the board was established and how appointments were made. And maybe you might talk in a general way as to how you appointed people to the boards? But maybe you could also specifically talk to us about your appointments to the board of the Central Bank which include, amongst others, Alan Gray who was the CEO of the economic consultancy company, Indecon, Mr. Brian Hillery who was chairman of both Independent News and Media plc, Mr. Dermot O'Brien, former chief economist with NCB Stockbrokers? Maybe you could explain your reasoning to their appointments and what was your underlying rationale in appointments to the board in general?