Ms Ann Nolan:

I think that's possibly true. I mean, I think, in 2009, if you look across Europe, there was a fall in the growth level in every single country and people were looking at themselves and trying to deal with their own problems, the fallout from the crash in autumn '08 was being dealt with throughout the system, and it probably is a fair comment that it was 2010 that pressures built up again across the system. I think the Greek problems ... probably not best ... in early 2010 started people looking at other countries in the periphery.