Ms Ann Nolan:

Okay. There was due diligence, some due diligence carried out and I suppose the PwC reports was the initial due diligence that we did and it did not go into explicit detail. I think, I suppose when you look at the position we were in, in crisis management in this area, the banking system in October 2008, which was guaranteed, was basically far too big for the Government, for the country. The banks were, you know, credit had grown far too much.