Eoghan Murphy (Dublin South East, Fine Gael)
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Okay. I want to move on from that then, if I may. I'll just go back a page, to page 91 in the evidence booklet, it's the Government saving scheme, the SSIA, and this note I think you're involved in compiling because your name is there, John McCarthy. The second paragraph, "Impact of SSIA maturity remains an imponderable; we have assumed a low propensity to spend the proceeds." So can I ... do you remember drafting this? Were you involved in drafting this section?