Sean Barrett (Independent)
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In your own core documents, on Vol. 1, page 38, what Nyberg says on that arrangement, Mr. McCarthy, is, "Had the DoF [Department of Finance] taken a greater interest in financial market issues early on, preparations for dealing with the financial crisis would have been more comprehensive." So, in retrospect, was that a flaw in the way we organised the relationship between the Department of Finance and the regulator?