Ciarán Lynch (Cork South Central, Labour)
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But given that you would be looking at budgets on an annualised basis, you'd be operating data off an annualised basis, that two or three months of data to then engage in such a significant decision with just three months' data, would that not ... would that be common practice that a decision of that scale would be made on very limited data confined to two or three months? I mean, we know the house prices cycles operate in different times of the year. People don't buy a house in December if they can avoid it. They'll most likely buy it in the summer when the days are longer.