Mr. Tom Considine:

Yes. But it can all be anchored in competitiveness rather than ... than anything else and the ... you know, I mean, if you look at, going back to that chart, I mean, you can argue that if the advice that was given by the Minister for Finance in the middle of the year had been followed religiously for the ten years, you would obviously have created a greater buffer than what we had. And that's what it's all about at the end of the day.