Joe Higgins (Dublin West, Socialist Party)
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But, I mean, Mr. Considine, you were a long, long time in around finance issues. You must have been aware, for example, of the Scandinavian banking crisis in the 80s and into the 90s based on speculation, property, and massive over-lending by the banks. Would that not have caused you, and indeed other board members, to fear and to understand indeed, that the same could happen here?