Ms Jacinta Stewart:

At the moment, it runs between 10% and about 14%; it is not huge. One of the things about student grants is that if one is with the Department of Social Protection and one is overpaid, there is a way in which one is directly related to the body one is dealing with and, effectively, the money can be got back. We lose a lot of students after the first year so we are not in a continuous relationship with them. That causes some difficulty in getting the money back.