Mr. Cyril Roux:

Yes. It's fairly ... it's fairly long but anything that is prudential supervision, prudential powers, that are listed in CRD IV, CRR, there's a single decision-maker and that's the governing council of the ECB, for the largest banks - so, in our country, for the four that I've listed plus the subsidiaries of eurozone group. For instance, KBC is ... is also ... decisions on KBC are taken by the ECB because KBC is one of a top 120 groups. I've only listed the four Irish ... either Irish headed or when the head is outside of the eurozone, but ... so for these ... for these banks, the decision ... the decisions on prudential matters are for the ECB to take. The decisions for the smaller banks are for us to take, but under the oversight and the rule book of the ECB. So we have to replace our procedures by the ECB-mandated procedures. So that's for prudential supervision. But we do more than prudential supervision, of course. We do also the supervision of ... conduct supervision - that's outside of the ECB - and we do anti-money laundering - that's outside of the ECB as well. So we remain fully responsible for these parts.