Ms Mary O'Dea:

Yes. And, again, I think at that stage NAMA took the approach - and NAMA will explain to you how this worked much better than I - that they would take all the connected loans. And, in fact, that actually sped up what you rightly said was a very long process. That actually sped it up by taking all the connected loans and, again, some countries had done this differently. So the IMF would be looking at what other countries had done and in some other countries they had done it differently.