Ciarán Lynch (Cork South Central, Labour)
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Final question on this. Did it work? And then I'll bring in Deputy McGrath. Did those measures actually work? Did it stop mortgages going up to 35 years? Did it stop income ratios increasing where people buying a home for the first time would have been traditionally buying a home in three to four times their household income were now buying it on ten times plus? Did your intervention into the banks in that regard work?