Mr. Patrick Neary:

No, that didn't happen. And the reason it didn't happen was that because of pressures, I think, around the time, excuse me, in banking supervision, because of simply work pressures and other priorities like the implementation of Basel II ... the authority decided that we had to prioritise that, and that in relation to the sanctions of prudential matters that the ... it was, I suppose, they saw it as the less pressing of the two priorities, and they said that the existing relationship, line relationship, between bank supervision people and their counterparties in the banks would take care of those compliance issues or control issues, if they arose.