Kieran O'Donnell (Limerick City, Fine Gael)
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Okay. So do you believe that a financial stability report took sufficient note of the concerns of the supervision during the period, we'll say, in which, which is the critical period in '08? So you were, you were director general of the Central Bank, but you were a member of the regularity board, which, obviously, was over supervision. So do you feel that, I suppose, in particular, that the financial, we'll say, stability report, particularly for '07 and '08, took account of the level of supervision and the concerns of the supervisory authority?