Mr. Patrick Davitt:

The duty of care is the problem from a valuer's point of view because the valuer will have a duty of care to somebody, they can't have it to everybody. So if they write a valuation to whom it may concern, they could have a duty of care to loads of people, but if they do a valuation for a particular person, that's who they're doing the valuation for and that's who's paying them for doing the valuation and that is who their duty of care is to.