Mr. Patrick Davitt:

Well, I can't explain it, because I haven't seen the valuation, but I've heard lots of talk about it, so, like, you, know, the valuer ... it wouldn't be any different for ... the valuer has to do the same thing. They have to come up with the comparable evidence to prove the valuation. So if they didn't come up with the comparable evidence to prove the valuation well, then, obviously, again we have a fall-back position of their professional indemnity insurance.