Mr. Patrick Davitt:

The stress testing from the valuation point of view would be depending on whether the building would be tenanted or not tenanted; how long the tenancies are for; the covenant that would go with the tenancies, so whether the covenant is good; whether the covenant isn't good; whether there is a long lease, a short lease; whether the lease is subject to break clause; or whether it isn't subject to break clause. All of these things would be tested to see where they are and what is the scenario with them. So, like, you know, the occupancy, obviously, in any shopping centre is very, very important. It may not have been that important during the period that we're talking about but it's exceptionally important at the moment, and, at that time, in 2006, 2005, 2004, like, they were tenants ... lots of tenants were in and out of buildings, so, like, it was much easier to rent property, but now it's quite difficult, even though now it's like there's ... the market is changing again now slightly.