Mr. Tom Parlon:

-----and I think at the time, obviously the banks were in disarray. They weren't ... the whole issue of NAMA taking over the loans ... weren't too sure. So, there were people involved in negotiations with their banks at the time. And all of a sudden NAMA came in.

So it was about to cut off, it is about did the status quoexist or has NAMA changed the whole ... so it was a very transient time and we were just trying to establish what was the scenario.