Michael D'Arcy (Fine Gael)
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Final question. In terms of the unsustainability of the sector, if the banks hadn't have funded your members, your members couldn't have gone building. Was there any analysis upon ICIF, you said you had one economist, about the increase of the banks' balance sheet? Figures quoted quite consistently at this stage is, Bank of Ireland and AIB, in or around 30% year on year, a compound increase. Did that raise any alarm bells within the CIF during the period-----