Susan O'Keeffe (Labour)
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In 2009 the CIF was critical of the NAMA Bill, stating that it failed to provide adequate redress for borrowers. We now know, of course, as you do, about the extent of non-performing loans, about interest roll-up and paper collateral against borrowings. So what do you make of those things? And how has your view changed? Because you've said, of course, now you've a much better relationship.