Mr. Tom Parlon:

Well, look it, it's ... you know, they've been called vulture ... vulture capitalists and, you know, there are elements of those investors that trawl around economies that are in a difficult situation, find value, hold it for a while and then move on. Unfortunately for NAMA and for the rest of the country, there was nobody else to come in and buy at that stage. And, you know, on the one hand NAMA have been criticised for selling too soon in some circumstances. You know, the percentage - and I just don't remember it offhand - but the percentage of assets that NAMA inherited, a massive percentage of them were outside of this country altogether, borrowed from Irish banks. Some other markets have picked up a lot quicker ... and there will be NAMA assets, I'm sure, around some of our country towns, and, you know, I've heard them say a number of times that they're ... they're very much in the minority, that they won't be able to offload for a long, long time.