Mr. Cormac McCarthy:

To the best of my ... to the best of my knowledge, Senator, some of them may ... I don't have the chart in front of me, but some of them may have been RBS subsidiaries, so RBS may have had ... would have had IFSC businesses, international businesses, that would have been outside the Ulster Bank Group and may have been in the RBS chain. I wouldn't have any involvement in those. But any of them that were subsidiaries of Ulster Bank, in logic, as the top company chief executive, I would have had responsibility for them, but a good chunk of them, Senator, would have been dormant companies.