Ciarán Lynch (Cork South Central, Labour)
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Thank you very much. If I could just return to just something that Senator D'Arcy dealt with you there, it's in core document B1, page 23. I don't want to go into the commentary with regard to the mistake and just look for you to repeat that, there is a certain "stucktiveness", I could probably use the word, to go into the night the banking guarantee with inquiry members and there is a full picture of that, that's actually required but there ... a fundamental part of this inquiry, Mr. Boucher, is to find out what actually went wrong. On item 3.1, there is admission that a very large or a single strategic mistake was made by the bank. Maybe if you could explain to us how the mistake was actually made, so we can draw some learning going into the future in that regard.