Mr. Richie Boucher:

-----as to what would have happened six weeks if the TARP hadn't happened, other things. We could have run out of money. It would have taken us much longer than other banks, but we could have run out of money. So the guarantee ... we made a decision to go into guarantee. I was a member of the committee that recommended we had made a decision. I didn't think we had a choice, and I think we would have been isolated.