Sean Barrett (Independent)
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You mention ... in our papers ... B2, at pages 18 and 19, that the 100% mortgage was introduced in July 2005. And it's recorded that by November there was no formal response from the regulator. Now, we've heard from Mr. Goggin that there was misgivings within the bank and that he recommended 90% in discussions with the regulator. Did the regulator ever express an opinion after July 2005 when 100% mortgages were introduced?