Mr. Richie Boucher:

I think the focus was primarily on the ... what was happening in the ... interbank markets and with the funding. I think the minutes of the meeting and previous minutes of previous meetings ... if I could just say these were quite informal meetings ... it was really updates ... would have shown that we were funding reasonably well, we were rolling over in the interbank markets but the rolling over was becoming much more short dated as it was happening. We had some pressure on corporate deposits but the retail deposits were reasonable and the UK deposit base was relatively strong.