Joe Higgins (Dublin West, Socialist Party)
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Chair, can I remind everybody that Dáil Éireann dictated that the subject matter of the inquiry should be to inquire into the reasons Ireland experiences systemic banking crisis, including the political, economic, social, cultural, financial and behavioural factors and policies which impacted on or contributed to the crisis, by investigating relevant matters relating to banking systems and practices. I would say Chairman, that I am trying to explore banking systems and practices in relation to property loans.