Mr. Brian Goggin:

What I want to refer you to is that at some stage ... and I can't recall when, it could've been ... it could've been late 2006, it could've been 2007 ... I just can't recall. We did look at the possibility of acquiring other entities in the Irish marketplace. This was a very informal review. And we did look at Irish Nationwide. I would not, in any respect, refer to it as a due diligence exercise.