Pearse Doherty (Donegal South West, Sinn Fein)
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Thank you, a Chathaoirligh, agus fáilte chuig an coiste fiosrúcháin. Can I begin by asking in relation to the Bank of Ireland strategy 2004 to 2009? The earnings per share and the profit before tax targets 15% plus growth per annum, which might appear ambitious in a relatively mature market. What was your view on this and did this lead to going into areas of higher risk?