Kieran O'Donnell (Limerick City, Fine Gael)
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Taking that context, Mr. Sheehy, at the end of 2008, you were far in excess. You were breaching the guidelines on one sector, we'll say, which should have been 200%, you were at 275%. The two sectors should have been at 250% and you were at 390%. Was the regulator in agreement with this, satisfied with this?