Mr. Eugene Sheehy:

Yes, but you quoted it to me and you framed the question from that quote. That is not the case, never was the case. The people in the bank that I had the privilege of working with, by and large, almost entirely, totally committed to doing a good job and having a long career in the bank. That was what people ... that's what motivated people. I've never met anybody in the bank, or in any of ... most of the other banks that I've met who had anything other than a long-term, stable, repeat business, grow your market share, stay there for the long haul, that's the way people operated in the bank and all the records and all the references in any of the documents you'd have seen would confirm that.