Mr. Eugene Sheehy:

Well, we felt that on the day, the 29th, with everything that happened globally, that we needed to see the Government, because we were looking at what was going to ... what could happen if you did nothing. That's the problem. What would happen if you did nothing? The Government had already brought out a guarantee on the 20th, which was quite a substantial increase on the previous one. We had adequate liquidity and when we say that we have enough liquidity 'til the end of October or five or six weeks, that assumes that you never get another cent. That's a kind of a ... you know if you keep on funding that keeps on moving out. But you have to take a point in time. The point in time situation was that if the markets froze totally, and there was no reason for an observer, looking at 29 September, to say "I know what's going to happen tomorrow" because nobody knew what was going to happen tomorrow.