Eoghan Murphy (Dublin South East, Fine Gael)
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I'm not asking about it being feasible. I mean, it probably wasn't feasible. I'm just wondering about what it might have allowed debtors to do with some of their affairs, which have then had to have been pursued by the agency but did it allow the banks, I mean ... or not did it allow the banks? ... Were you aware of the banks treating debtors any differently in that period? When we look at things like the change in the assumptions about interest roll-up, or in the assumptions about the performance of loans, did the attitude of the banks towards their borrowers change in that period?