Mr. Brendan McDonagh:

Well ... you know, our best estimate is that we acquired €40 billion worth of par debt of the €74 billion was land and development loans. The average discounted of that is around 75% so we ended up paying about €10 billion for the land and development loans if you add those two categories together. And all the other categories which are grouped together, known as investment loans, is about €34 billion par debt and the average discount is around 36% and that is so you would get about €22 billion, so you sorry, €21.8 billion plus €10 billion is €31.8 billion is what we would pay for it.