Mr. Brendan McDonagh:

And there were lots of people who ... you know, things were moving very quickly. You did not have time to have discussions. My view is, as a public official, you know, if the Government had made the decision to do something and we had to think it in about 7 o'clock the markets were opening the following morning, how was NTMA ... myself and Mr. Whelan had to think about, how was the NTMA going to be able to handle this and deal with it?